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UNSECURED FUNDING•NO COLLATERAL NEEDED

We want to work with you to provide unsecured capital to fund your dreams.

We can help you gain wealth.

           Funding Your Dreams

​   OBTAIN CAPITAL FOR BUSINESS, 

   REAL ESTATE, OR PERSONAL USE:

  • Business Start Up 

  • Working Capital 

  • Education Expenses

  • Gap Funding

  • Medical Bills

  • Cosmetic Surgery

  • Franchise Investment

  • Tax Payments

  • Real Estate Investment

  • Debt Consolidation

  • Down Payment Assistance, Etc.

 

Obtain $10K - $500K For Qualified  W2 Borrowers

Approvals Within 24-48 Hrs

Cash Deposited Within 5-7 Business Days Following Approval

 

Obtain $5K - $5Mil For Qualified Business Owners

Approvals Same Day or 24-48 Hrs

Cash Deposited Within 1-10 Days Following Approval

Lines Of Credit Available For Business Owners Only

 

We Work With Over 270+ Funding Sources Of Banks, Credit Unions And Private Lenders

  • No Upfront Fees

  • No Application Fees

  • No Prepayment Penalties

          Funding Your Dreams

                      W2 QUALIFICATIONS:

  •  US Citizen

  •  650+ Credit Score (All 3 Bureaus)

  • 680+ Credit Scores (All 3 Bureaus) for Real Estate or Car Programs

  • Proof of Annual W2 Income $32K+ OR Business Income $50K x 2 Years With AGI of $32K 

  • One Year W2 Work History

  • Bankruptcy Over 2 Years Discharged

  • No More Than 6 Inquires In The Last 6 Months

  • No New Credit Lines Opened In the Last 6 Months

  • Collection Accounts 2 Years Or Older

  • No Late Payments In the Last 24 Months

  • Less Than 60% Utilization Current Credit Card Balances

  • At Least 3 Open Credit Lines (Mortgage, CC, Car, Student Loan)

  • No Fraud Alerts Or Current Credit Repair 

  • Must Have A Personal Bank Account That Shows Direct Deposit

Funding Your Dreams​

  • Approvals Same Day (Business Capital Only) 

  • Approvals In As Little As 24-48 Hrs (W2 Workers Only)

  • Programs Available In All 50 States

  • 3, 5, or 7 Year Terms Personal Loans ( W2 Workers Only)

  • W 2 Workers Rates As Low As 5%

  • 6 months to 24 Months Terms (Business Capital Only)

  • Soft Pulls

  • No Assets, Collateral, Equity Required

  • No Liens Placed, No Business Plans Required

  • Terms Based On The Borrower's Credit Profile

  • Interest Rates Are Formulated By Each Lender



Required Documents


FOR W2 EMPLOYEES/1099RETIRED/

DISABILITY CLIENTS

  •  Signed Client Application

  •  Color Copy of Drivers License Front & Back

  •  Color Copy of Signed SS Card, Front & Back

  •  2023 W2

  •  2 Mo. Recent Consecutive Pay Stubs

  • 3 Months Of Most Recent Bank Statements-Must Show Direct Deposit

  •  Retirees: Proof Of Income: 1099R, Awards Letter, Or 3 Monthly Statements

  •  Utility Bill With Current Residential Address - Electric, Gas, Water

  •  Voided Check Or Direct Deposit Letter

  •  Logins To Credit Monitoring Website: Must Show All 3 Scores. NO CREDIT KARMA. May Use One Of The Links Below: IdentityIQ, PrivacyGuard, CheckFreeScore

  • Selfie Picture With The Drivers License

1099/SELF EMPLOYED/S-CORP

  •  Color Copy Of Drivers License Front & Back

  •  Most Recent Business Bank Account Statements-Must Show Direct Deposit

  •  Voided Business Check 

  • Additional Documents Required Will Be Reviewed During Approval Process

Business Owner/Side Gig Worker

Qualifications​

  • US Citizen

  • ​500+ Credit Score 

  • Proof of Monthly  Business Income (Details of monthly deposits will be discussed with the agent)

  • 4-12 Months  Business History (Depends On Which Funding Type or Line Of Credit Inquiring About) 

  • Must Have A Business Bank Account That Shows Direct Deposit

INSTANT FUNDING UP TO $10K IN 10 MINUTES

(SELF EMPLOYED ONLY)

Pre-Qualification Questionnaire


Click the Link To Get Pre-Qualified


Click A Link To Check Your Credit Scores

Check All 3 Credit Scores

Utilize To Obtain Scores For Pre-Approval

Identity IQ

PrivacyGuard

CheckFreeScore


What our customers are saying




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